For tech-savvy people who value convenience and ease of use, digital credit cards are a good option. With smartphones as part of our daily lives, it’s easy to see why digital credit cards are becoming more and more popular.

Digitised cards are just credit cards that you can use on your smartphones using like Apple Pay and Google Pay. They have the same tap-and-go features of regular credit cards, with a number of key extra features that set them apart.

Because of simplicity and convenience, people are attracted to using digital credit cards. Moreover, ANZ, NAB, Westpac and the Commonwealth Bank, the Big Four banks, digital credit cards  are easy to use but the Apple Card could be even easier to use given most people probably know how to navigate Apple’s online interface better than their own bank.

Consumers can also link their digital cards to a separate device, like a smart watch or a high-tech ring. You can pay through your phone but other methods are also available, like the Apple Watch has technology built in that allows you to pay using a simple “tap”.

Digital cards requires you to authenticate via Face ID, Touch ID, or your passcode, unlike tap and go that requires no extra authentications for purchases under $100. This gives users an extra layer of protection for these types of transactions.

And lastly, digital cards, like Apple card has no annual fee, no foreign transaction fees, no late fees, no reward redemption fees, no returned payment fees and no over the limit fees. Good news, right?

Source: The West


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